[DaLittleMagician]

well FIRST of all. your point would be invalid IF you were playing a quick ranked game. your opponent has NO idea what skill level you are.

however, if you are talking about custom lobbies... i would say the level 20 ranked player is an idiot for challenging you in the first place. he stands to lose quite a lot of ranking points IF he loses. if it was the other way around, and you as a lvl 3 player, really shouldnt be playing a lvl 20 player, for exactly that reason...that the level 20 player would be mad NOT to pick a good+ team to defend his ranking points.